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While the ins and outs of Medicare can be confusing, with a little help from JW Health Insurance, you can make informed and confident decisions about your health coverage. I assist clients with the Medicare enrollment process and ensure that people like you get the greatest benefit possible from their Medicare plans. I take the time to listen to my clients and educate them so they have health insurance policies they can depend on. If you need guidance on Medicare, call my office at 801-829-9671. I'll make an appointment for you to speak with an experienced Medicare agent at a convenient time.
Medicare is a federal health insurance program that is designed for people at least 65 years old. Medicare consists of three parts that each cover specific types of services.
This hospital insurance covers stays in the hospital, skilled nursing facility stays, hospice care, and in some cases, home health care.
Part B is the medical insurance coverage portion of Medicare. It covers some doctors' services, medical supplies, outpatient care, and preventative care services.
Medicare enrollees have two options, as far as how they receive coverage. The enrollee must select one.
Original Medicare covers much of the cost of the medical services it covers, but not all of it. Original Medicare plans include Part and Part B, with enrollees paying for services as they get them. Enrollees typically pay 20% of the costs on top of a yearly deductible. A separate plan can be added for prescription drugs.
Medicare Advantage is an alternative to Original Medicare that offers "all-in-one" coverage. Medicare Advantage plans usually include Part D, along with other added benefits not included in
Original Medicare.
WHAT ABOUT MEDICARE SUPPLEMENT INSURANCE?
Also known as Medigap, Medicare Supplement Insurance is additional coverage sold by private companies that can be used to cover "gaps" left by Original Medicare. This form of insurance may be used to cover costs like coinsurance, copayments, or your deductible.
Call JW Health Insurance at 801-829-9671 to get personalized service from a Medicare agent. By working with me, you'll have a much easier time enrolling in Medicare and getting all of the coverage you need.
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